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Credit Repair Services provided by ApexCredit™

Our Privacy Policy & Customer Pledge

 

 

Zeropoint Lending is a corporation that grew out of a boutique credit restoration firm providing services for sports and entertainment business management firms. In affiliation with Zeropoint Lending, Zeropoint Lending provides credit repair services that will boost your credit to fit you into a better mortgage program or reduce your current interest rate. Most clients tend to see the greatest ROI when they need mortgage financing, or if they are the victims of identity theft.

How does this Process work?

Zeropoint Lending in conjunction with Zeropoint Lending has developed a proven 5-step process to permanently eliminate negative credit information, backed by a commitment to remove anything that resurfaces for free. Through this process, we will:

  • Improve your clients' FICO scores and increase their buying power.
  • Remove derogatory accounts appearing on all three agencies: Equifax, Experian and Trans Union.
  • Negotiate on behalf of your clients with any outstanding creditors.
  • Update personal history with the three credit bureaus
  • Provide you with up to date mortgage programs as your credit repairs.

How does Zeropoint Lending fiffer from other credit restoration firms?

Zeropoint Lending differs explicitly from other credit restoration agencies in our level of professionalism and integrity. We understand the importance of customer service in establishing successful long-term partnerships. When Zeropoint Lending makes your clients happy, the likelihood of future referrals increases greatly. In short, our strategy for long-term success requires us to provide the highest quality possible in our industry.

STEPS TO FOLLOW FOR CREDIT REPAIR PROGRAM:

1. Every 45 days you should be getting updated credit reports from all 3 bureaus you need to get them to us within 10 days of receipt of them.

2. Please call or email our office once a month for an update to stay on top of your file.

3. Any letters received from bureaus need to be sent to us.

4. Please notify us when you are ready to pay collections.

5. Do not talk with creditors, take their name and number and call us with the information.

6. Any notice received by a creditor please forward to our office.

7. Do not open or apply for credit as this will lower your score.

8. Any new derogatory marks will lower your score more than 50 points, please make payments on time or you will be charged extra for new items.

Zeropoint Lending needs communication from the client so that we can finish your work in a timely manner.

We look forward to repairing your credit!




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